HOSPITAL CONFINEMENT INSURANCE BENEFIT

If you offer this benefit: A hospital confinement supplemental insurance plan generally pays a daily cash benefit directly to your employee when they are in the hospital. The money can be used to pay unexpected medical costs or everyday living expenses. The advantages of having supplemental hospital insurance benefit to your employee would be: No deductibles

It is a stay of a covered person confined to a bed in a hospital for which a room charge is made. The Hospital Confinement must be on the advice of a physician and medically necessary. 

Many optional benefits do not add a cost to the company - however a well appreciated benefit that can improve employee retention.  Your employees would be able to obtain a lower cost GROUP BENEFIT DISCOUNT that they would not qualify on their own.