As a company you can offer more than basic benefit packages. You can offer group rates for additional insurances that will help your employee and their families. You can opt to cover the benefit costs, share the cost or allow the group rate to be the benefit. Your employee gets better pricing by your group discount. More benefits and options help retain employees. It helps them by alleviating the stress of finding more protection on their own. Some of the additional options you could offer are as follows:
DISABILITY, Provides financial protection to cover income loss from a covered disability.
LIFE, Provides financial protection and peace of mind for an employee’s family in the event of a death.
DENTAL, Provides coverage for a wide range of dental services, from routine cleanings to root canals.
ACCIDENT, From a fall to a car accident, this coverage offers a range of benefits to help cover medical or non-medical related expenses due to a covered accident.
SPECIAL RISK, Pays lump-sum benefits for a diagnosis of a critical illness or cancer, as well as ongoing benefits for treatment.
HOSPITAL CONFINEMENT, Medical BridgeSM, also called hospital confinement, provides benefits to help cover the cost of a hospital stay and other medical procedures, regardless of what health insurance pays.